CA AB1065

Removes the January 1, 2021 sunset date that would have exempted insurance policy cancellation, expiration, and replacement notices from the Uniform Electronic Transactions Act, making these notices permanently subject to electronic transmission rules

Allows life insurance-related written records to be provided by electronic transmission indefinitely, repealing the exception that would have prohibited this starting January 1, 2021

Requires insurers transmitting notices electronically (including lapses, cancellations, and terminations) to maintain systems demonstrating proof of delivery and actual receipt by the insured person

Establishes enforcement procedures requiring the Insurance Commissioner to issue statements of charges and hold hearings when licensees violate electronic transmission requirements, with civil penalties up to $10,000 per violation (maximum $250,000 per investigation) or license suspension/revocation for cease and desist order violations

Mandates the Insurance Commissioner submit a compliance report to the Governor and relevant legislative committees by January 1, 2022, covering insurer use of electronic transmissions, enforcement actions, and compliance rates