CA AB828

Prohibits foreclosure actions on residential real property during a COVID-19 state of emergency and for 91 days thereafter, including filing notices of default, notices of sale, and trustee's deeds upon sale.

Stays all judicial foreclosure actions on residential real property during the emergency period unless the court finds the action is required to further public health and safety; extends the period for exercising redemption rights until 90 days after the emergency ends.

Restricts residential unlawful detainer (eviction) filings to cases involving property damage, nuisance, or health and safety issues during the emergency and 91 days after; prohibits courts from issuing summons or default judgments unless necessary to address these specific issues.

Allows tenants unable to pay rent due to COVID-19 economic hardship to defer rent payments for up to 12 months from 90 days after the emergency ends if they provide documentation of income loss or substantial medical expenses; prohibits imposition of late fees, fines, or interest on deferred rent.

Suspends tax collector sales of tax-defaulted residential properties during the emergency and 91 days thereafter; prohibits county recorders from accepting notices of default, notices of sale, or trustee's deeds for residential properties unless accompanied by an affidavit that the property is not residential; all provisions repeal January 1, 2022.