CA SB570

Extends the California Automobile Assigned Risk Plan (CAARP) low-cost automobile insurance program operative date from January 1, 2020 to January 1, 2025.

Removes the prohibition preventing insureds from purchasing additional automobile liability insurance coverage for other vehicles in their household.

Establishes eligibility requirements including annual household income not exceeding 250 percent of federal poverty level, continuous 3-year driving history, and limits on at-fault accidents or moving violations within the previous 3 years.

Requires certified producers to provide applicants with a detailed notice in 14-point boldface explaining coverage limits ($10,000 per person/$20,000 per accident for bodily injury liability; $3,000 for property damage) and exclusions.

Repeals obsolete provisions related to gender-based rating and modifies cancellation and nonrenewal requirements to reference updated policy restrictions.