CA AB1755

Requires admitted insurers licensed to issue homeowners' insurance policies to issue policies to homeowners who have hardened their homes against fire, regardless of location, effective January 1, 2025, with website and print material updates required by July 1, 2025.

Defines home hardening requirements including installation of Class A fire-rated roofs, noncombustible wall materials, ember-resistant vents, gutter covers, chimney screens, weatherstripping, and metal flashing.

Requires homeowners to maintain a five-foot ember-resistant zone around homes, block roof gaps, caulk exterior gaps, inspect and repair siding, remove combustible outbuildings within 30 feet, and conduct regular maintenance including roof and gutter cleaning and vegetation removal.

Establishes the Wildfire Protection Grant Program under the Department of Insurance to award grants up to $10,000 each to homeowners for wildfire mitigation improvements including materials installation, maintenance, and defensible space work.

Requires the Department of Insurance to promulgate regulations to administer the Wildfire Protection Grant Program.