CA AB371

Requires shared mobility service providers to maintain commercial general liability insurance with admitted or nonadmitted insurers with limits of at least $1,000,000 per occurrence and $5,000,000 aggregate, effective July 1, 2023.

Mandates providers offer or confirm users maintain $10,000 coverage for pedestrian bodily injury or death and $1,000 coverage for assistive technology device damage caused by negligent use of shared mobility devices, with exemptions for human-powered bicycles and Class 1 and Class 2 electric bicycles.

Prohibits users from operating shared mobility devices without required insurance coverage; allows providers to offer coverage options through digital platforms and fund costs through standard fees or separate charges.

Requires providers to disclose prior to first use that customers' existing homeowner's, renter's, or automobile insurance may not cover shared mobility device liability and advise customers to contact their insurers.

Mandates the Department of Insurance submit a study to the Legislature by December 31, 2026, assessing coverage requirements, individual liability coverage market options, and whether insurance is needed for human-powered and low-speed electric bicycles.