CA AB1883

Creates a new licensing framework for individuals and entities to sell or offer home protection contracts in California, administered by the Department of Insurance, with an application fee of $292.

Requires licensees to obtain a certificate from the home protection company stating the applicant is trustworthy and competent, and prohibits unlicensed sales except by licensed insurance agents/brokers or those meeting specified exemptions.

Mandates licensees provide training to endorsees (unlicensed employees) covering contract details, ethical sales practices, and required disclosures before they can sell contracts.

Prohibits licensees and endorsees from selling contracts through telephone solicitation or while in a customer's home, and requires disclosure of material terms, claim procedures, pricing, exclusions, and consumer protection information before sale.

Establishes a two-year license renewal period with a $292 renewal fee, allows 30-day contract cancellation with full refund if no claim is made, and grants the commissioner authority to suspend or revoke licenses for violations.