CA AB2837

Requires judgment creditors seeking to enforce judgments for personal debt to verify the judgment debtor's address within the past 12 months using specified methods (correspondence, certified mail, address verification services) and provide a signed declaration to the levying officer, with costs of verification non-recoverable.

Expands retirement plan exemptions to include accounts under Internal Revenue Code Sections 403, 414, and 457, and requires courts to allow additional amounts necessary to pay federal and state income taxes resulting from application of retirement plan funds to satisfy judgments.

Protects exempt funds in deposit accounts by requiring financial institutions to shield cumulative exempt amounts across multiple accounts held by a single debtor at the same institution and establishing procedures for courts to determine how exemptions apply across multiple accounts.

Limits earnings withholding orders to the period of judgment enforceability and restricts judgment creditors from seeking another withholding order against the same employer for the same debtor for 100 days after service or 60 days after termination, whichever is later, for personal debt cases.

Requires courts to order return of property levied upon that was exempt without a claim within 12 months, or exempt by claim within 6 months, for personal debt judgments, with levying officers returning property within 20 business days and judgment creditors within 10 business days.