CA AB386

Expands the time period for law enforcement to request financial account information from banks in alleged fraud cases involving fraudulent checks, drafts, or access cards from 30 days before/after the alleged crime to 90 days before and 60 days after the date of occurrence.

Requires banks to provide additional account information including new bank cards issued, change of address requests, power of attorney documents, surveillance photographs and video recordings from ATMs or the financial institution, and account opening/closing dates.

Allows county adult protective services agencies and long-term care ombudspersons to request the expanded financial account information when investigating financial abuse of elders or dependent adults under the same certification requirements as law enforcement.

Permits a 30-day before/after period (without expansion) for requesting financial information when the accountholder provides written consent to disclosure, requiring specific authorization details and statutory purpose.

Clarifies that banks providing complete account statements prepared in the regular course of business satisfy requirements for reporting dishonored items, overdrafts, dollar volumes, and transaction dates/amounts.