CA AB458

Shared mobility service providers must maintain commercial general liability insurance with limits of at least $1,000,000 per occurrence and $5,000,000 aggregate for all occurrences during the policy period.

Providers must offer, make available, or confirm users maintain insurance coverage of $10,000 per occurrence for bodily injury or death to pedestrians caused by user negligence, and $1,000 for property damage to assistive technology devices.

Insurance coverage offered by providers is not considered a group insurance policy and may include an aggregated cap, while still maintaining the $5,000,000 commercial general liability requirement.

Human-powered bicycles and Class 1 and Class 2 electric bicycles are exempt from the pedestrian injury and death insurance requirements.

Providers must disclose to customers that existing homeowner's, renter's, or automobile insurance policies may not cover shared mobility device use before allowing first use of a device.