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CA AB703
Bill
AI Summary
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Prohibits insurers from refusing to issue, canceling, refusing to renew, or increasing premiums for residential property insurance based solely on the applicant or insured owning a dog of a specific breed or breed mixture.
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Allows insurers to refuse coverage, cancel policies, or impose increased premiums based on sound underwriting and actuarial principles if a particular dog is known to be or has been declared potentially dangerous or vicious under Food and Agricultural Code Chapter 9.
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Prohibits insurers from asking applicants or insured persons about specific dog breeds they own or harbor, but permits inquiries about whether a dog has been declared or is known to be potentially dangerous or vicious.
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Defines "policy of residential property insurance" by reference to existing Insurance Code Section 10087.
Legislative Description
Residential property insurance: dog breeds.
Last Action
From committee: Filed with the Chief Clerk pursuant to Joint Rule 56.
2/1/2024