CA AB905

Increases the maximum civil penalty for willful failure to submit wildfire risk reports from $10,000 to $15,000 for admitted insurers with California premiums of $10,000,000 or more.

Raises the penalty cap to $15,000 when the Insurance Commissioner finds that failure to submit a report within 30 days of written notice was willful, previously capped at $10,000.

Non-willful failures to submit reports remain subject to a maximum penalty of $5,000, unchanged from existing law.

Insurers may request and receive a 30-day extension from the Commissioner if delays are unintended or unforeseen.

Penalties are enforced by the Insurance Commissioner and may be appealed under Government Code procedures.