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CA AB2724

Bill

Status

Introduced

2/20/2026

Primary Sponsor

Rebecca Bauer-Kahan

Click for details

Origin

State Assembly

2025-2026 Regular Session

AI Summary

  • Redefines "distressed area" for catastrophe modeling purposes to include only undermarketed ZIP Codes, removing distressed counties from the definition
  • Establishes that an undermarketed ZIP Code must overlap a high or very high fire hazard severity zone and have at least 10% of residential properties insured through the FAIR Plan rather than the voluntary market
  • Requires the Insurance Commissioner to publish and maintain a list of undermarketed ZIP Codes, with updates at least annually
  • Directs the Department of Insurance to review and revise regulations as necessary to implement these changes to catastrophe modeling rules for insurer commitments

Legislative Description

Catastrophe modeling: distressed areas.

Last Action

Referred to Com. on INS.

3/16/2026

Committee Referrals

Insurance3/16/2026

Full Bill Text

No bill text available