CA SB1162

Requires the Department of Forestry and Fire Protection (CAL FIRE) to prioritize wildfire hazard reduction efforts in wildland-urban interface areas located in ZIP codes with the largest increases in FAIR Plan insurance policies sold since 2019

Aims to improve both availability and affordability of homeowners' insurance by targeting state wildfire mitigation resources to areas where residents have been forced onto the insurer-of-last-resort market

Directs prioritization efforts to align with the state's existing Wildfire and Forest Resilience Action Plan

The FAIR Plan is California's joint reinsurance association that provides basic property insurance to homeowners unable to obtain coverage through standard insurance markets

Introduced February 18, 2026 by Senator Alvarado-Gil with bipartisan coauthors; requires majority vote and fiscal committee review