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CA SB1315
Bill
Status
Introduced
2/20/2026
Primary Sponsor
Christopher Cabaldon
Click for details
AI Summary
- Prohibits auto insurers from increasing premiums or rates based on a driver's decision not to use advanced autonomous driving systems (SAE Levels 3-5), low autonomous engagement rates, or preference for manual vehicle operation
- Bars insurers from requiring use of autonomous driving systems as a condition of obtaining or renewing coverage, and prevents them from applying surcharges to non-users that don't apply to users
- Authorizes the Insurance Commissioner to impose administrative penalties up to $10,000 per violation after notice and hearing
- Grants policyholders a private right of action for violations, with entitlement to actual damages, injunctive relief, and reasonable attorney's fees
- Requires a two-thirds legislative vote to pass, as it amends provisions related to Proposition 103 (Insurance Rate Reduction and Reform Act of 1988)
Legislative Description
Drive My Car Act.
Last Action
Referred to Coms. on INS. and TRANS.
3/11/2026
Committee Referrals
Insurance3/11/2026
Rules2/20/2026
Full Bill Text
No bill text available