CA SB525

Expands the definition of "basic property insurance" under the California FAIR Plan to explicitly include coverage for manufactured homes and mobilehomes

Requires manufactured home and mobilehome insurance to be offered under the same terms and conditions as basic property insurance sold for other residential dwellings

Adds definitions for "manufactured home" and "mobilehome" to the Insurance Code, referencing existing Health and Safety Code definitions

Enables owners of manufactured homes and mobilehomes who cannot obtain insurance through the standard market to access coverage through the FAIR Plan, which serves as California's insurer of last resort