CO HB1115

Establishes direct primary care agreements as a health care model based on periodic fees rather than fee-for-service insurance, operating without regulation by the Colorado Division of Insurance.

Defines direct primary care agreements as written contracts between patients (or employers/government entities) and licensed primary care providers that disclose services, fees, and explicitly state the arrangement is not health insurance.

Prohibits providers from submitting fee-for-service claims to health insurers for services covered under the agreement and requires conspicuous disclosure that patients are not entitled to health insurance protections under Title 10.

Allows providers to decline patients whose health needs exceed available primary care services and permits agreement termination with appropriate transition of care commensurate with professional standards.

Prohibits discrimination by providers based on age, citizenship status, color, disability, gender identity, genetic information, health status, national origin, race, religion, sex, sexual orientation, or other protected classes.