CO HB1220

Allows claimants to refuse offers of modified employment without penalty if the job requires travel more than 50 miles beyond their pre-injury commute, or if an authorized physician has restricted them from driving.

Adds loss of an ear to the list of injuries qualifying for whole person permanent impairment benefits under workers' compensation.

Increases benefit payment caps for claimants with impairment ratings of 19% or less from $75,000 to $185,000, and for those with ratings greater than 19% from $150,000 to $350,000 in combined temporary and permanent disability payments.

Requires the Division of Workers' Compensation director to adjust benefit limits annually starting July 1, 2025, based on adjustments to the state average weekly wage.

Requires workers' compensation insurers to deposit benefits via direct deposit into claimant-designated financial institution accounts upon the claimant's voluntary authorization, with the ability to withdraw authorization at any time.