CO HB1321

Aligns Colorado insurance statutes with National Association of Insurance Commissioners (NAIC) financial model laws for insurance holding company systems and group capital requirements.

Requires ultimate controlling persons of insurers subject to registration to file annual group capital calculations with the lead state commissioner using NAIC instructions, with specified exemptions for certain holding company systems.

Establishes liquidity stress test filing requirements for insurers scoped into the NAIC Liquidity Stress Test Framework, with changes to the framework taking effect January 1 following adoption.

Protects confidentiality of group capital calculations, liquidity stress test results, and related information, prohibiting public disclosure without written consent except for regulatory purposes.

Prohibits insurers from advertising or publishing group capital ratios and liquidity stress test results as ranking tools, except to rebut materially false statements in written publications.