CO SB079

Regulates virtual currency kiosks (cryptocurrency ATMs) in Colorado, requiring operators to display fraud warnings and disclose all fees, exchange rates, and transaction terms before customers complete transactions

Limits new customers (those with accounts less than 7 days old) to $2,000 in daily transactions; existing customers are limited to $10,500 per day

Requires electronic receipts containing operator contact information, transaction details, transaction hash, fee amounts, exchange rates, and refund policies

Mandates full refunds within 72 hours for first-time customers who sent virtual currency to wallets or exchanges outside the U.S. and report fraud within 60 days with proof such as a police report

Takes effect January 1, 2026