CT HB05113

Managed residential communities must assist residents with long-term care insurance policies in preparing and submitting claims to insurers, with written authorization from the resident.

Insurance companies cannot refuse or deny reimbursement for claims submitted by or prepared with assistance from a managed residential community solely based on that source.

Upon written authorization from the insured, insurers must disclose eligibility information to managed residential communities and provide copies of claim acceptances or declinations simultaneously to both the community and the insured.

Managed residential communities remain prohibited from controlling or managing residents' financial affairs or personal property, except as provided in the new assistance provisions for insurance claims.

The law applies to individual and group long-term care policies issued in Connecticut, effective July 1, 2010.