CT SB00252

Expands definition of "claim" to include demands for monetary compensation or voluntary indemnity payments for medical malpractice, replacing the previous requirement for insurance reserves to be established.

Requires insuring entities and self-insurers providing professional liability insurance to health care providers to submit closed claim reports to the Insurance Commissioner within ten days of quarter-end, with late filing penalties of $100 per day.

Adds reporting requirements for providers whose claims are not covered by insurance or when insurers fail to report, including situations involving risk retention groups, unauthorized insurers, or captive insurers.

Mandates detailed claim reporting including claim amounts, damages breakdown, litigation details, and provider information; establishes an electronic database and requires annual public reports with five years of comparative data and claims trends.

Grants Insurance Commissioner authority to adopt regulations and requires sharing of claim data with the Commissioner of Public Health while maintaining confidentiality protections; effective July 1, 2010.