CT HB06641

Prohibits employers from requiring applicants or employees to consent to credit inquiries about creditworthiness, credit standing, credit capacity, or bank account information as a condition of employment, effective October 1, 2011.

Establishes four exceptions allowing credit inquiries: for broker-dealers, investment advisers, insured depository institutions, and insurance producers; when required by law; for positions requiring licenses subject to suspension based on financial irresponsibility; or when the employer reasonably believes the applicant engaged in law-related activity violations.

Establishes civil penalty of $300 per credit inquiry violation, with amounts recovered deposited into a separate Labor Department nonlapsing appropriation for enforcement.

Requires the Attorney General to institute civil actions to recover penalties upon complaint from the Labor Commissioner.

Requires consumer reporting agencies issuing employment reports containing criminal matters of public record to notify the subject and ensure information is complete and up-to-date.