CT HB05143

Requires insurers to cover perishable food spoilage for donations to emergency shelters when a state of emergency is declared and electrical outages prevent safe food storage beyond Department of Public Health time limits.

Applies to commercial risk insurance policies covering food spoilage for class III and class IV food establishments as defined under state regulations.

Prohibits food establishments from donating perishable food under this provision if the Department of Public Health has embargoed or destroyed it, the Department of Consumer Protection has deemed it adulterated, or it is unfit for human consumption.

Bars food establishments from claiming tax deductions or credits for the amount paid by insurers for donated food to avoid double-benefit tax treatment.

Provides civil and criminal liability protection for class III and class IV food establishments donating perishable food to emergency shelters under this act, unless donors knew or should have known the food was adulterated or unfit for consumption.