CT HB05549

Allows courts to open strict foreclosure judgments upon written motion by interested parties for cause, with discretionary cost terms, except after title becomes absolute in an encumbrancer.

Permits opening of foreclosure judgments after title becomes absolute only with agreement of all original parties and subsequent interest holders, limited to four months after judgment entry or thirty days after title becomes absolute, whichever is later.

Requires the moving party to record a certified copy of the court's order to open the judgment on the land records in the town where the real estate is located.

Prohibits filing motions to open strict foreclosure or foreclosure by sale judgments within thirty days before the first law day or scheduled sale date.

Automatically opens strict foreclosure judgments upon filing of a mortgagor's bankruptcy petition under federal law, unless title has become absolute, with mortgagor required to file bankruptcy petition copy or affidavit and notice of stay termination with the court.