CT SB00101

Amends Connecticut General Statutes Section 38a-336 to require automobile liability insurance policies to provide uninsured and underinsured motorist coverage for bodily injury or death, effective October 1, 2012, for claims arising on or after that date.

Prohibits insurers from denying uninsured motorist coverage to a named insured or household relatives solely because they were struck as pedestrians by a stolen motor vehicle or motorcycle owned by the named insured and listed on the policy.

Requires each insurer to offer uninsured and underinsured motorist coverage limits up to twice the bodily injury limits of the policy upon request by the named insured.

Mandates that an insured's uninsured and underinsured motorist coverage selection apply to all subsequent policy renewals and any policies that extend, change, or replace existing coverage unless changed in writing.

Requires insurers offering reduced uninsured motorist coverage to obtain written informed consent from the named insured that includes an explanation, available coverage options, premium costs, and a warning about the risks of reduced coverage.