CT HB06378

Requires persons performing repairs, remediation, or mitigation on insured losses (effective October 1, 2013) to provide written notice to insureds detailing scope of work and estimated cost; contracts without such notice are void.

Mandates insurers confirm that written notice has been provided to insureds before authorizing direct payments to repair or remediation service providers for homeowners insurance claims.

Prohibits homeowners insurers from refusing to renew or issue policies solely because insureds lack permanent storm shutters or windstorm mitigation items on dwellings located more than 1,000 feet landward of the shoreline.

Extends the public adjuster contract cancellation period from two calendar days to four calendar days (or until Thursday if signing occurs on Friday, Saturday, or Sunday), with cancellation notice required by certified mail to be effective.

Requires public adjuster employment contracts to display a cancellation provision in at least 12-point boldface type on the first page and prohibits public adjusters from soliciting insureds between 8 p.m. and 8 a.m.