CT SB00938

Requires Medicare supplement insurance providers to use community rates that do not vary based on age, gender, previous claims history, or medical condition of the insured.

Prohibits denial of Medicare supplement coverage based on age, gender, previous claims history, or medical condition, while allowing standard underwriting procedures.

Permits exclusion of benefits for losses within six months of coverage based on preexisting conditions in accordance with existing regulations.

Requires insurers offering plans A, B, or C to Medicare beneficiaries by reason of age to also offer the same plans to those eligible for Medicare by reason of disability.

Authorizes insurers to issue Medicare supplement policies to qualified Medicare beneficiaries as defined under federal law (42 USC 1396d(p)), to the extent permitted by federal law.

Requires insurers to coordinate with Medicare carriers to receive and process Medicare claims forwarding without requiring additional action from the insured.

Effective July 1, 2013.