CT HB05061

Requires automobile liability insurance policies to provide uninsured and underinsured motorist coverage with bodily injury limits matching those in section 14-112, effective October 1, 2014 for claims arising on or after that date.

Insurers must offer uninsured and underinsured motorist coverage with limits up to twice the bodily injury coverage limits, with the insured's selection applying to all subsequent policy renewals unless changed in writing.

Prohibits insurers from denying uninsured motorist coverage solely because a named insured or household relative was struck as a pedestrian by their own stolen vehicle or motorcycle, for policies issued or renewed on or after October 1, 2014.

Maintains existing requirement that policies issued or renewed after January 1, 1994 must provide uninsured and underinsured motorist coverage equal to liability limits unless the insured requests lesser coverage in writing with an informed consent form.

Requires informed consent forms for reduced coverage to include commissioner-approved explanations, available coverage options, and premium costs in at least 12-point type.