CT SB00176

Requires insurance companies and related entities issuing Medicare supplement policies to base premium rates on community rates, prohibiting rates based on age, gender, claims history, or medical condition.

Prohibits denial of coverage based on age, gender, claims history, or medical condition, while allowing standard underwriting procedures and preexisting condition exclusions for the first six months of coverage.

Mandates that insurers offering Medicare supplement plans "A," "B," or "C" to Medicare-eligible seniors must also offer the same plans to those eligible for Medicare by reason of disability.

Permits insurers to issue Medicare supplement policies to qualified Medicare beneficiaries as defined under federal law (42 USC 1396d(p)).

Requires insurers to coordinate with Medicare Part A and Part B carriers to process Medicare claims and forward benefits without requiring additional action from the insured.