HB 06762 Summary

• Removes sunset date provisions from Connecticut's foreclosure mediation program, making the program permanent for residential properties with return dates on or after July 1, 2009, and religious organization properties with return dates on or after October 1, 2011.

• Requires mortgagees to provide mortgagors with notice of foreclosure mediation availability, mediation request forms, and required documents at the time foreclosure complaints are served.

• Establishes a mandatory pre-mediation process where mortgagors must submit financial documentation and appear for meetings with a mediator before formal mediation sessions with the mortgagee occur, with deadlines generally set at 84 days from the return date.

• Maintains mediation period limitations of three sessions or seven months from return date (whichever is earlier), with court authority to extend mediation by one additional session upon finding good cause or agreement of all parties.

• Requires mediators to file detailed reports within three business days after each session documenting parties' compliance, financial documentation submissions, foreclosure alternative requests, and mortgagee responses.