HB 06782 Summary

• Eliminates the June 30, 2016 sunset date for Connecticut's foreclosure mediation program, making it permanent for residential real property foreclosures with return dates on or after July 1, 2009, and religious organization properties with return dates on or after October 1, 2011.

• Removes time-limited language restricting the program to specific date ranges, allowing the mediation process to continue indefinitely for eligible foreclosure actions.

• Maintains existing mediation procedures including mandatory notice to mortgagors, mediation request forms, premediation financial documentation review, and mediator reporting requirements.

• Preserves the eight-month limitation period for mortgagors to file answers and defenses before judgments can be entered, contingent on completion or termination of mediation.

• Becomes effective October 1, 2015, amending Connecticut General Statutes sections 49-31l and 49-31n.