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CT SB00884

Bill

Status

Introduced

2/9/2015

Primary Sponsor

Banking Committee

Click for details

Origin

Senate

2015 General Assembly

AI Summary

  • Revises Section 36a-719h to clarify and modify 19 prohibited acts by mortgage servicers, effective October 1, 2015.

  • Changes language in prohibited act provisions to remove "directly or indirectly" from fraud schemes, replace "misapply or recklessly apply" with "or recklessly misapply," and modify "has reason to know" to "should have known" regarding insurance placement.

  • Updates prohibited act regarding credit bureau reporting to specify inaccurate information must "result in harm" to a mortgagor's creditworthiness rather than "thereby harming" creditworthiness.

  • Repeals Section 49-31u concerning the certificate of good standing requirement in the foreclosure mediation program, effective upon passage.

Legislative Description

An Act Concerning Prohibited Acts Of Mortgage Servicers And A Certificate Of Good Standing In The Foreclosure Mediation Program.

Last Action

Public Hearing 02/24

2/20/2015

Committee Referrals

Banking2/9/2015

Full Bill Text

No bill text available