CT SB00170

Simplifies foreclosure mediation application requirements by removing notice mandates to homeowners and instead establishing that homeowners must apply for protection within 25 days after the return day.

Modifies ejectment execution procedures to require service not later than five business days after the date of execution and requires state marshals to provide notice to occupants not later than four business days before ejectment.

Requires mortgagees to file loss mitigation affidavits not earlier than 30 days and not later than 10 days before any motion for judgment of foreclosure is heard, effective July 1, 2016.

Expands foreclosure mediation procedures to allow mortgagors to be excused from in-person attendance if they no longer own the home due to marital dissolution or no longer reside in the home, and permits one mortgagor to appear in person at subsequent sessions if multiple self-represented mortgagors exist.

Clarifies that mediator-mortgagor communications shall not be treated as impermissible ex parte communications and establishes procedures for extension of the pre-mediation period upon showing of good cause.