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CT SB00020

Bill

Status

Introduced

1/9/2017

Primary Sponsor

Insurance and Real Estate Committee

Click for details

Origin

Senate

2017 General Assembly

AI Summary

  • Requires the insurance commissioner to consider affordability as a criterion when reviewing individual health insurance premium rate filings, along with existing standards that rates not be excessive, inadequate, or unfairly discriminatory (effective October 1, 2017).

  • Mandates commissioner approval of group health insurance premium rates for small employers based on affordability opinion, with premium filings to include actuarial memorandums containing pricing assumptions, claims experience, and loss ratios.

  • Extends affordability requirement to all group health insurance policies and certificates, requiring commissioner approval that rates are affordable before delivery or issuance in the state.

  • Amends Connecticut General Statutes sections 38a-481(b) and 38a-513(a), both effective October 1, 2017.

Legislative Description

An Act Requiring The Insurance Commissioner To Consider Affordability In Reviewing Individual And Group Health Insurance Policy Premium Rate Filings.

Last Action

Referred to Joint Committee on Insurance and Real Estate

3/1/2017

Committee Referrals

Insurance and Real Estate1/9/2017

Full Bill Text

No bill text available