SB 384 Summary

• Requires health carriers to comply with the federal Mental Health Parity and Addiction Equity Act, with federal requirements taking precedence over conflicting state law provisions.

• Mandates health carriers submit annual reports to the Insurance Commissioner detailing claims data for mental health, physical health, and substance abuse benefits, including prior authorization ratios, denial ratios, denial reasons, and reimbursement amounts, segregated by service type and setting.

• Requires managed care organizations to report annually on substance use disorder treatment data by county, including prevalence estimates, treatment utilization by level of care, provider availability and acceptance rates, and access barriers.

• Expands mental health and substance use disorder coverage requirements for individual and group health insurance policies to include screening services, family therapy, detoxification services, and residential treatment.

• Establishes the Office of Health Strategy to oversee the all-payers claims database and coordinate state health care initiatives, with quarterly reporting requirements through March 31, 2021 on data collection progress.