CT HB07262

Life insurance companies doing business in Connecticut are prohibited from requesting or requiring genetic testing or disclosure of genetic test results as a condition of accepting applications, delivering, issuing, or renewing life insurance policies or annuity contracts effective October 1, 2019.

Life insurance companies are banned from denying applications, refusing renewal, canceling, rescinding, restricting, or terminating policies, or discriminating in premiums, rates, dividends, or benefits based on genetic information.

"Genetic information" is defined as any information concerning genes, gene products, or inherited characteristics of an individual, and "genetic testing" means any service or procedure used to collect such information.

Violations of the genetic testing restrictions are added to Connecticut's insurance code as violations subject to enforcement, specifically amending section 38a-816(9).