CT SB00327

Requires health insurance policies to cover medically necessary ambulance services at in-network rates and cost-sharing levels, effective January 1, 2020.

Prohibits health care providers from balance billing enrollees for ambulance services beyond the in-network allowable amount or their coinsurance, copayment, deductible, or other out-of-pocket expenses.

Applies to individual and group health insurance policies covering specified policy types delivered, issued, renewed, amended, or continued in Connecticut.

Establishes that hospital policies serve as primary coverage when a person holds multiple ambulance coverage policies.

Limits required benefits to the maximum allowable rate established by the Department of Public Health under section 19a-177.