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CT SB00902

Bill

Status

Introduced

2/21/2019

Primary Sponsor

Insurance and Real Estate Committee

Click for details

Origin

Senate

2019 General Assembly

AI Summary

  • Effective January 1, 2021, establishes requirements for qualified high deductible health plans delivered, issued, renewed, amended, or continued in Connecticut
  • Requires annual deductibles to be applied on a calendar year basis, with prorated amounts if coverage begins mid-year and credits for prior deductible payments toward other high deductible plans during the same calendar year
  • Mandates deductibles apply equally to all covered benefits regardless of whether providers are in-network or out-of-network, using the lesser of actual amount paid or in-network rate for out-of-network services
  • Prohibits increased deductibles based solely on family coverage versus self-only coverage, and requires the same deductible regardless of family size
  • Authorizes the Insurance Commissioner to adopt regulations to implement these provisions, with requirements subject to federal law limitations and health savings account qualification rules

Legislative Description

An Act Concerning High Deductible Health Plans.

Last Action

File Number 371

4/3/2019

Committee Referrals

Insurance and Real Estate2/21/2019

Full Bill Text

No bill text available