CT SB01084

Extends the maximum duration of short-term health insurance policies from six months to 364 days, issued on a nonrenewable basis.

Prohibits group and individual health insurance plans from imposing preexisting condition exclusions on any individual.

Allows short-term health insurance policies to impose preexisting condition exclusions only for conditions treated in the 24 months before coverage, with exclusions limited to 12 months maximum.

Requires insurers issuing consecutive short-term policies to reduce the preexisting condition exclusion period in subsequent policies by the cumulative coverage time from prior policies.

Authorizes the Insurance Commissioner to impose fines up to $15,000 against insurers or health care centers that violate these provisions, effective October 1, 2019.