CT HB05367

All insurance companies delivering, issuing, renewing, amending, or endorsing homeowners insurance policies in Connecticut on or after October 1, 2020, must provide coverage for the peril of collapse.

Coverage for collapse includes impairment of structural integrity of all or part of a covered dwelling arising from decay of hidden building components or defective materials and construction methods.

Insurance policies must cover mitigation efforts undertaken to prevent all or part of a covered dwelling from falling down or caving in.

The act takes effect on October 1, 2020, and creates a new section of Connecticut law.