Bill Summary

• Insurers, health care centers, and fraternal benefit societies cannot purchase or use direct-to-consumer genetic testing information without informed written consent from the individual, effective October 1, 2020.

• Insurance providers cannot make coverage, benefits, rates, or renewals conditional on an individual undergoing genetic testing or on genetic test results of family members unless results are in the individual's medical record.

• Violations of genetic testing restrictions are defined as unfair insurance practices under Connecticut law, subject to existing penalties and enforcement procedures.

• The bill applies restrictions to life insurance policies (including credit life insurance), annuities, and certain health insurance coverage types.