CT SB00843

Requires Medicare supplement insurance providers in Connecticut to use community rating for premiums, prohibiting rates based on age, gender, claims history, or medical condition, effective July 1, 2021.

Prohibits denial of Medicare supplement coverage based on age, gender, claims history, or medical condition, while allowing providers to use standard underwriting procedures and exclude benefits for preexisting conditions within six months of coverage.

Requires Medicare supplement insurers offering plans A, B, C, or D to persons eligible for Medicare by age to also offer the same plans to persons eligible by disability, except newly eligible Medicare beneficiaries cannot be required to purchase plan C policies.

Requires Medicare supplement issuers to coordinate with Medicare Part A and Part B carriers to forward claims and automatically process all available benefits without requiring additional action from the insured.

Extends the deadline for insurers to file personal risk insurance rates under the streamlined process from July 1, 2021 to July 1, 2025, maintaining the six percent aggregate state-wide rate increase or decrease limit, effective June 30, 2021.