Raised Bill No. 5384 - Peer-to-Peer Car Sharing Programs

• Establishes comprehensive regulatory framework for peer-to-peer car sharing programs in Connecticut, effective January 1, 2023, replacing "peer-to-peer car sharing company" terminology with "peer-to-peer car sharing program" throughout.

• Requires peer-to-peer car sharing programs to assume liability for bodily injury, property damage, uninsured/underinsured motorist, and personal injury protection losses during car sharing periods in amounts meeting minimum insurance requirements under section 38a-334.

• Mandates automobile liability insurance coverage during each car sharing period meeting minimum state requirements, with primary liability clarified when disputes exist about vehicle control or return location, and coverage that does not require other insurers to deny claims first.

• Requires car sharing programs to collect and retain records of vehicle usage including times, locations, start/termination times, and fees for at least the applicable statute of limitations period to support claim investigations.

• Establishes operator requirements including valid operator's license verification, record-keeping of driver information, safety recall notification procedures, and mandatory disclosure in car sharing agreements regarding insurance coverage, fees, and liability limitations.