CT SB00270

Bankruptcy filing by a motor vehicle retail buyer is not considered default or grounds for vehicle repossession under Connecticut law.

Contract holder must notify local police or state police within two hours of repossessing a motor vehicle without the buyer's knowledge.

Contract holder must provide at least 10 days' written notice before repossession, stating the default, cure obligations with specific dollar amounts, and cure deadline.

For motor vehicle repossessions, holder must notify buyer within three days of repossession that buyer is responsible for retrieving personal property left in the vehicle, available for at least 60 days, with a maximum storage fee of $25 if retrieved after 15 days.

Effective October 1, 2022.