CT SB00377

Individual health insurance policies must provide coverage for newly born children from the moment of birth, including injury, sickness, congenital defects, and birth abnormalities within policy limits, effective January 1, 2023.

Group health insurance policies must provide the same newborn coverage from birth as individual policies, effective January 1, 2023.

Insurers may require notification of birth and payment of required premiums or fees within 121 days after the date of birth or hospital discharge (whichever is later) to continue coverage beyond the initial 121-day period.

Claims originating within the initial 121-day coverage period are not prejudiced by failure to provide notice or pay required premiums or fees after that period.

The bill amends Connecticut General Statutes sections 38a-490 (individual policies) and 38a-516 (group policies).