CT HB05246

Insurers may post insurance policies and endorsements on their websites instead of mailing paper copies, provided documents contain no personally identifiable information, effective October 1, 2024

Posted policies must remain accessible for the duration the policy is in force, in a format that allows insureds to save and print using free programs

Insurers must retain expired policy records for 5 years and provide insureds with declarations pages describing their specific coverage, instructions for obtaining free paper copies, and the website address where documents are posted

Insurers must notify insureds of any policy changes and provide a method to obtain free paper copies of updated documents

Insureds may opt out of electronic delivery at any time, requiring the insurer to mail or deliver paper copies instead