CT SB00395

Health care providers and collection entities doing business in Connecticut are prohibited from reporting medical debt to credit rating agencies for use in credit reports, effective July 1, 2024.

Health care providers must include contractual provisions with collection entities prohibiting the reporting of medical debt to credit rating agencies for any purchase or collection agreements entered into on or after July 1, 2024.

Any medical debt reported to a credit rating agency in violation of these provisions is declared void.

Hospitals and affiliated entities are prohibited from reporting individual patients to credit rating agencies, initiating foreclosure actions on a patient's primary residence, or garnishing wages for patients eligible for the hospital bed fund for health care provided on or after October 1, 2022.

Medical debt is defined as obligations related to health care goods or services, excluding debt charged to standard credit cards but including debt on credit cards issued specifically for health care payments.