CT SB00009

Requires homeowners/renters insurers to notify policyholders that flood damage is not covered and that separate flood insurance is available (effective July 1, 2026); mortgage lenders must provide similar written flood risk disclosure at least 10 days before closing

Mandates municipal plans of conservation and development adopted after October 1, 2027 include climate change vulnerability assessments addressing threats from flooding, sea level rise, extreme heat, drought, and wildfire, with strategies to reduce identified risks

Establishes framework for "resiliency improvement districts" allowing municipalities to designate areas for climate adaptation projects, financed through tax increment revenues, bonds, and benefit assessments, with districts lasting up to 50 years

Requires municipalities to submit annual geospatial data on culverts and bridges to regional councils of governments beginning May 1, 2028, and expands allowable uses of municipal reserve funds to include climate resiliency capital improvements

Restricts neonicotinoid pesticide use beginning October 1, 2027 (with exemptions for agriculture, seeds, ornamental shrubs, and trees) and classifies second-generation anticoagulant rodenticides for restricted use by January 1, 2026