CT SB00010

Health carriers must file annual certifications by March 1, 2026 confirming compliance with state and federal mental health parity requirements, with civil penalties up to $100 per covered person (capped at $625,000 annually) and late fees of $100 per day for noncompliance

Step therapy for prescription drugs is limited to 30 days maximum and prohibited entirely for treatment of schizophrenia, major depressive disorder, bipolar disorder, stage IV metastatic cancer, multiple sclerosis, and rheumatoid arthritis (effective January 1, 2026)

Insurance Commissioner may reduce requested premium rate increases by up to 2 percentage points for carriers whose approved rates exceeded the state health care cost growth benchmark for two consecutive years (effective January 1, 2027)

Insurers cannot impose arbitrary time limits on reimbursement for medically necessary general anesthesia or deny coverage solely because procedure duration exceeded a predetermined limit (effective January 1, 2026)

Violations of facility fee billing restrictions at hospital-based facilities are classified as unfair trade practices, with civil penalties up to $1,000 for improper facility fee charges