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CT SB01386

Bill

Status

Engrossed

5/29/2025

Primary Sponsor

Insurance and Real Estate Committee

Click for details

Origin

Senate

2025 General Assembly

AI Summary

  • Prohibits insurers from charging increased premiums, canceling, or refusing to issue homeowners or tenants insurance policies solely based on a dog's breed, effective October 1, 2025

  • Allows insurers to take adverse action against policies when an individual dog has been designated as dangerous, based on actual loss experience with that specific dog

  • Extends protections to service animals (for blind, deaf, or mobility impaired persons) and therapy animals, prohibiting breed-based rate discrimination for these animals

  • Requires the Commission on Human Rights and Opportunities to evaluate the feasibility of establishing penalties for intentionally misrepresenting a dog as a service animal under the federal ADA

  • Commission must report findings to the General Assembly's human services and judiciary committees by February 1, 2026

Legislative Description

An Act Concerning Dog Breed And Therapy Animals In Insurance Underwriting And Evaluating The Feasibility Of Establishing A Penalty For Misrepresenting A Dog As A Service Animal.

Last Action

House Calendar Number 665

5/30/2025

Committee Referrals

Insurance and Real Estate2/25/2025

Full Bill Text

No bill text available